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  • waitin_toolong
    07-16 11:23 AM
    First we need to consider why you need life insurance
    --- to pay for your death
    or
    ---- to take care of your dependants in the event of your untimely death.

    Considering all this all financial advisors (the ones not working on comission) recomend getting at least 10 times your salary for the working spouse and 0 for non-working spouse and none for children. You may want to buy some insurance for non-working spouse if they are the primary home care provider for kids and you will incur child care expenses in case of untimely death.

    The other part of their recommendation is that buy level term for the period you anticipate taht you will be working. This ensures that you pay the same premium throughout the period of policy, you dont get anything back ever, though the beneficiaries will get the benefit if you die before the term expires.

    The cost of these plans for a healthy person between ages 25-35 is around $20-40 a month.

    A lot of people push whole life insurance but you dont really need a whole life insurance anyways, and the investment component comes with huge cost, same with universal life insurance.

    I know a lot of people will diagree with the views presented here but these are based on several advisors that dont make money off of their recommendations. I just happen to agree and if you choose to disagree that is just your point of view and I respect your decision, so please dont start arguing with me.





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  • sgupta33
    10-05 11:26 AM
    Government of Power?

    GOP refers to Grand Old Party. It is the term used since 1880 to refer to the Republican party.





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  • poojalic
    05-12 11:11 PM
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  • sunny1000
    05-15 08:37 PM
    Just contributed $50

    ----------------------
    Total contributions for IV - $450



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  • amitjoey
    05-18 04:40 PM
    I hope there are new members signing up for the monthly contribution. Most of it I am hearing are the questions about why IV needs the money.
    If you are a new member or recently signed up for contribution, please write here.





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  • Ruth B
    08-27 09:16 PM
    Hi, I applied for AOS with my wife for EB3 on July 25, received all my receipts today with 08/23/07 receipt date. The checks have not been cashed yet. I'm wondering if someone else is under the same circumstances. It seemed a little odd as the most I see people talking about is having the checks cashed but no receipts. Any help will be appreciated.

    Thanks



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  • va_il
    11-09 04:00 PM
    Assuming this congress and senate would favor CIR...
    is CIR good for us. Last time around when we discussed we concluded that it would overwhelm USCIS with work and they would not be able to attend our application for a while. So i wonder tagging along with illegals is going to speed our cause?





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  • franklin
    08-22 07:38 PM
    Thanks for your reply. Everybody else is just teasing and making fun instead of answering a simple question.

    (1) Are these steps taken in a sequence?
    (2) Does USCIS update the status of our file so that we know where we are i.e whether our file is stuck FBI Name check or FBI Fingerprint Check, etc..

    I didn't think my answers were making fun or teasing anyone - sorry if you felt that way, I didn't mean them to be interpreted like that.

    The main problem is that no one really knows for sure whether these steps are taken in sequence. There is little to no transparency. There are procedures, but we can not guarantee that they are followed.

    To answer your second part. No, I don't believe there are any standard updates that indicate this, but I could be wrong. I think that there is an update if you clear it, but not if you are stuck in it. Make sense? Pappu has an excellent post that details the name check process http://immigrationvoice.org/forum/showthread.php?t=12000


    To answer nlssubbu with the query about the "pre-approval" - I don't think it is a 1 time thing. Its a fairly standard USCIS practice. I have a link somewhere to the IO AOS processing manual. If I can find it I'll post it here.

    Do I think they have enough resources to process them all? Absolutely not, but I doubt there will be a rush considering PDs won't be current for a while (esp eb3)



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  • arc
    03-18 04:49 PM
    EB3 (I) have been hit hard there should be some effort to get the ball rolling, and I fail to understand why EB2 (I) should get offensive about this effort. EB2 is going to get what they get anyway, but EB3 guys might get somewhere if this kind of concentrated effort is made.

    I beleive EB2 will not be affected by this effort, if we draw enough attention we all EBs will get our GC sooner than later.

    My 2 Cents!





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  • webm
    05-21 01:19 PM
    What are the conditions required for processing the 485 application.

    1. Are all applications which have a 485 RD within the processing date, are processed? or
    2. Only applications which have a RD within the processing date and whose PD is current, are processed.


    As per the uscis approvals it was all happening randomly,,sometimes they stick with rules and sometimes not..ofcourse PD should be current but ProcessingDates vs 485 RD its still stands a mystery.



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  • amitkhare77
    12-30 11:56 PM
    true, my green card was filled EB 3 Software Engineer, today I am an architect, jumped 3 level up . I dont know why you can't get promoted.
    You can still get promoted while on H1B just don't give up hope. If you're not getting promoted even if you're performing well, then there's something fishy going on with your employer.





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  • lazycis
    12-06 07:55 PM
    Has anybody filed lawsuit against uscis for EAD delays till now ? And what is the process for this, do we need a lawyer ?

    You do not need a lawyer, I can guide you thru the process :) Yes, I know a few cases where plaintiff requested court to force the USCIS to issue EAD. Some people were waiting more than a year! Those cases were usually bundled with I-485 WoM. One case is well-known class action lawsuit Ngwanyia v.Ashcroft, No.02-CV-502 (D.Minn.). Government promised to issue EAD within 100 days for the class.
    http://www.ailf.org/lac/lac_020905.pdf
    However I think you better of waiting 90 days from the receipt date and then requesting EAD on infopass. Lawsuit is not a speedy process, the government has 60 days to respond to your complaint and that's not the end of it.



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  • sertha1
    06-26 09:44 PM
    Hi desi3933,

    My wife got approval notice from 10/01/2006. Her employer is willing to give paystubs from March 2007. Will this put her back in status so that she can file I-485?

    We are planning to resign after she file I-485 at July end and apply for COS with 2 paystubs. Will this cause a problem or is it legal?

    Could you please advice?

    Thanks

    Person can start working after applying for the SSN.
    http://www.immigration.com/faq/eadfaq.html#63

    >> People who switched from F2/H4 to H1 can consider their SSN application time as valid status.
    No, After change of status (to H1-B) approval, person has 30 days (from approval date) to start working.

    Not a legal advice
    -----------------------
    desi3933 at gmail.com





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  • bottlemani
    11-02 09:02 AM
    I got my license renewed till 2013. No issues at all. I am on EAD.
    I love NY!



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  • desi3933
    04-16 04:59 PM
    Hi,
    .......
    My questions is, is that enough to port my PD .....??


    Yes.


    _________________
    Not a legal advice.





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  • ronitm
    06-28 12:32 PM
    It would be great to have premium processing for 485s instead now that visa nos are available. Now now ... i know thats wishful thinking but think about it-could save a lot of time and money over EAD/AP/FP renewals. But then again hurts their income stream thats why they wont do it :((



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  • aadimanav
    08-20 06:43 PM
    sent to 2 representatives in TX

    You mean the Senators?





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  • jonty_11
    07-06 02:25 PM
    Just a hypothetical question, if AILF withdrew from a lawsuit, then waht?
    is that a question or wer eu trying to start another rumor?





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  • GoneSouth
    07-08 02:42 PM
    Thought I'd offer an alternate view on the AC21 letters. I switched jobs after my I-485 had been pending 180 days, and my attorneys advised me to NOT send in an AC21 letter. They said, "Chances are, you will not get an RFE, and if you do, you can send in the AC21 letter at that time. If you do send in an AC21 letter, you will definitely get an RFE". These attorneys had always given me excellent advice in the past, so I have not submitted an AC21 letter.

    - GS





    vinodp1978
    06-28 02:00 PM
    According to this from Murthy:

    Generally, one may apply for an interim EAD card, if the EAD application has been pending more than 90 days if there is not an unanswered Request for Evidence (RFE) on an I-140, I-485, or I-765 that is pending with the USCIS for the applicant. The interim EAD may be obtained at a local USCIS office. To obtain an interim EAD, two USCIS-specified photographs and the 485 and EAD receipt notices are needed.





    walking_dude
    10-05 11:26 AM
    Good Joke :)

    GOP = Grand Old Party (Republican party)

    Although historically Democratic party is much older to RP

    Government of Power?